Andrea Michaels

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Best 5 Year Mortgage Rate!

Best 5 Years

Mortgage Rates just dropped again! 5 year fixed now 2.84%. 4 year fixed at 2.79%.   To find out the best mortgage rates, call us at

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How to Refinance Investment Property?

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Many people who own investment property are looking to take advantage of the competitive commercial mortgage market with an eye toward capitalizing

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Top 9 Mortgage Mistakes to Avoid

Mistakes mortages

I've put together a list of what I feel are the top 9 mortgage mistakes individuals should avoid if planning on financing a new home purchase or

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No Down Payment Mortgages: They Do Exist!

down payment

Not long ago, no down payment mortgages were the preferred financing option for many new and first time homeowners. While not as popular as they once

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Learn WHY: Mortgage Brokers Are the Best!

broker advantages

What is a Mortgage Broker? Mortgage Brokers are independent, trained professionals licensed to represent and provide you with the best advice for

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Get Approved: Self-employed mortgages and loans


With new mortgage rules it is getting harder to get a mortgage if you are self-employed, have bad credit or live in a rural area. A bank may turn you

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Renting Is NOT Necessarily Throwing All Your Hard Earned Money Away!!


And, now that every single real estate salesperson, mortgage broker, home insurance broker, home inspector, home appraiser is mad at me, let me

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Stated Income Mortgages

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Stated income mortgages allow borrowers to simply state their monthly income on a mortgage application instead of verifying the actual amount by

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Question: What Credit Score Do I Need To Get A Mortgage?


If you’re thinking about purchasing a new home or refinancing your existing mortgage, you should know that your credit score is very

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RENT TO OWN (RTO) EXPLAINED — How Rent To Own (RTO) Work In Canada


One real estate strategy that is generally overlooked is rent to own or lease option homes. What is a rent to own home? It’s pretty much exactly as

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Building your Home? New Home Construction Mortgages Explained.

Home Construction Mortgages

A new construction mortgage is a type of funding, which is advanced in intervals as the house is being built. There are usually 3 draws at: 35%, 65%

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How Does One Qualify For Their First Mortgage

qualify steps

Qualifying For Your First Mortgage: In Canada, for a first time home buyer, qualifying for a mortgage is based on 3 simple criterias: Your

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Mortgage Rates
STOP! Before you apply for a mortgage through your bank, make sure you are getting the best rate! Compare the best mortgage rates in Canada right now. It will take only a minute, but you will be surprised just how much you can save! We at Resourceful Capital Financial Corporation source our rates from all financial institutions, not just the one's that deal with us. To make sure you make a sound and prudent financial decision and get the best possible mortgage.
Refinance Calculator
Resourceful Capital Financial Corporation's refinancing calculator will help you decide whether to refinance your existing mortgage at a lower interest rate.